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Disclaimer: This advice is general and does not take into account your objectives, financial situation or needs. You should consider whether the advice is suitable for you and your personal circumstances. We urge you to seek your own financial, legal and tax advice before taking action on anything within this document.

Please arrange an appointment to seek personal financial and taxation advice prior to acting on this information. Aureus Wealth Advisers Pty Ltd (CAR 1259968) are Authorised Representatives of Spark Advisors Australia Pty Ltd ABN 34 122 486 935 (a subsidiary of Spark Financial Group), and AFSL 380552

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